Traditional banking is outdated. Businesses today move fast — and so should funding. Deposit-based financing is quickly becoming the preferred method for owners who want access to capital based on real performance, not red tape.
How Deposit-Based Funding Works
Instead of relying on personal credit or long histories, we look at your actual bank deposits to understand your business’s health. The higher and more consistent your deposits, the higher your funding potential.
Instant Approvals, Real Insights
At American Funding Services, we use advanced analytics to review your account data securely and quickly. Our system can approve you in hours — not weeks — with no collateral or personal guarantees required.
Perfect for:
Restaurants & cafés
Retail stores
Service-based businesses
Online sellers
Transportation & logistics companies
Stay Liquid. Stay Competitive.
Your ability to move fast is your advantage. Deposit-based funding gives you that edge — a simple, fair, and transparent way to access the cash your business already generates.
👉 Ready to grow without slowing down? Apply today.