Get a decision in minutes
Delivered to Businesses Globally
Small Businesses Helped
Apply online in just a few minutes or call us directly at (786) 475-1393
(M-F 10AM – 5PM)
Our system evaluates your business application and typically provides a decision in minutes
Sign your contract and receive money in as fast as 24 hours
Access fast funding without pledging collateral. Our unsecured working capital loans give your business the cash flow it needs to cover expenses, handle growth, or seize new opportunities—all with flexible terms and quick approvals.
Time To Get Funded: As Fast As 1 Day
Get the capital you need—fast. Short term business loans provide quick, lump-sum funding with predictable payments designed to bridge cash flow gaps, manage expenses, or finance urgent projects so your business never slows down.
Time To Get Funded: As Fast As 24 Hours
A business line of credit gives you flexible access to working capital whenever you need it. Draw funds, repay, and reuse—only paying interest on what you use to keep your operations running smoothly.
Secure long-term, low-rate financing backed by the U.S. Small Business Administration. SBA loans help you expand, purchase equipment, or refinance debt with affordable terms that support your business’s growth and stability.
A term loan provides fixed-rate financing with predictable monthly payments. Ideal for equipment, expansion, or large purchases, it offers straightforward terms and reliable funding to help your business plan and grow confidently.
Simplify your finances by merging multiple loans into one manageable payment. Business loan consolidation can reduce your interest costs, improve cash flow, and free up working capital for what matters most—growing your business.
Become one of the many businesses who love our working capital loans
Our intensive training equips your loan specialist with the knowledge they need to assess your unique business.
Here and happy to serve you, your loan specialist swiftly responds to calls and emails, so you never have to wait long.
Your business loan specialist is prepared to work with over 700 different industries. No company is too niche for American Funding Services.
Get a decision in minutes
Delivered to Businesses Globally
Small Businesses Helped
Apply online in just a few minutes or call us directly at (806) 810-1926
(M-F 10AM – 5PM)
Our system evaluates your business application and typically provides a decision in minutes
Sign your contract and receive money in as fast as 24 hours
Growth opportunities don’t wait — and neither should you. The difference between stagnation and success often comes down to one thing: cash flow. With American Funding Services, getting the working capital you need is easier than ever.
Getting funding shouldn’t feel like pulling teeth. At American Funding Services, we built a streamlined process that puts you — the business owner — in control.
Traditional banking is outdated. Businesses today move fast — and so should funding. Deposit-based financing is quickly becoming the preferred method for owners who want access to capital based on real performance, not red tape.
