Get Funded Today

Get the funding you need, today!

We love
Small Business

As direct lenders for small business loans, our job is to
help small business owners grow and succeed.

Get a decision in minutes

Step 1

Apply online in just a few minutes or call us directly at (786) 475-1393 (M-F 10AM – 5PM)

Step 2

Our system evaluates your business application and typically provides a decision in minutes

Step 3

Sign your contract and receive money in as fast as 24 hours

Get the working capital you
need. Fast.

Unsecured Working
Capital Loan

Unsecured business loans can help you fund your business without collateral.

  • Quick access to funds
  • Easy approval process
  • Bad credit is accepted
  • Suitable for a wide range of business purposes

Time To Get Funded:

As Fast As 1 Day

SBA Loan

SBA loans are business loans guaranteed by the Small Business Administration. The three main SBA loan programs let you borrow money for nearly any business purpose— including working capital, purchasing inventory or equipment, refinancing other debts, or buying real estate—through these SBA-guaranteed loans.

  • Lowest down payments
  • Longest payment terms
  • Reasonable interest rates
  • Suitable for a wide range of business purposes

Short Term
Business Loan

Short term business loans can provide companies with working capital to overcome a financial hurdle, pay off higher-interest debt, or quickly jump on a great opportunity when it comes up.

  • Quick access to funds
  • Easy approval process
  • Bad credit is accepted
  • Suitable for a wide range of business purposes

Time To Get Funded:

Within 24 Hours

Term Loan

A traditional business term loan is a lump sum of capital that you pay back with regular repayments at a fixed interest rate.

  • Set payment structure
  • Suitable for a wide range of business purposes
  • Lower monthly payments than
  • Longer payment terms than short-term loans

Business Line
Of Credit

With a business line of credit, you can borrow up to a maximum credit limit and only pay interest on the amount of capital that you borrow from your credit line.

  • Only pay interest on funds drawn
  • Capital is available when needed
  • Capital is available when needed
  • Bad credit is accepted
  • Excellent way to build your credit score

Business Loan
Consolidation

Do you have an existing loan? Maybe even a few? Not to worry. American Funding proudly offers business loan consolidation. As direct lenders, we can easily consolidate your business loans and offer a much lower interest rate.

Why You’ll Love Us

Become one of the many businesses who love our working capital loans

I always thought obtaining a working capital loan for my business was time consuming and almost impossible. The team at American Funding Services made it a breeze and I got the business funding I needed within a day. They clearly know what they’re doing and they’re here to help you along the way.

Gary Fisher
Business OwnerAnaheim, California

I always thought obtaining a working capital loan for my business was time consuming and almost impossible. The team at American Funding Services made it a breeze and I got the business funding I needed within a day. They clearly know what they’re doing and they’re here to help you along the way.

Gary Fisher
Business OwnerAnaheim, California

Expertly Trained

Our intensive training equips your loan specialist with the knowledge they need to assess your unique business.

We’re Here for You

Here and happy to serve you, your loan specialist swiftly responds to calls and emails, so you never have to wait long.

Ready for Anything

Your business loan specialist is prepared to work with over 700 different industries. No company is too niche for American Funding Services.

Get the funding you
need, today!

Applying will NOT affect your credit score