We love
Small Business
As direct lenders for small business loans, our job is to
help small business owners grow and succeed.
Get a decision in minutes
Step 1
Apply online in just a few minutes or call us directly at (786) 475-1393 (M-F 10AM – 5PM)
Step 2
Our system evaluates your business application and typically provides a decision in minutes
Step 3
Sign your contract and receive money in as fast as 24 hours
Get the working capital you
need. Fast.
Unsecured Working
Capital Loan
Unsecured business loans can help you fund your business without collateral.
- Quick access to funds
- Easy approval process
- Bad credit is accepted
- Suitable for a wide range of business purposes
Time To Get Funded:
As Fast As 1 Day
SBA Loan
SBA loans are business loans guaranteed by the Small Business Administration. The three main SBA loan programs let you borrow money for nearly any business purpose— including working capital, purchasing inventory or equipment, refinancing other debts, or buying real estate—through these SBA-guaranteed loans.
- Lowest down payments
- Longest payment terms
- Reasonable interest rates
- Suitable for a wide range of business purposes
Short Term
Business Loan
Short term business loans can provide companies with working capital to overcome a financial hurdle, pay off higher-interest debt, or quickly jump on a great opportunity when it comes up.
- Quick access to funds
- Easy approval process
- Bad credit is accepted
- Suitable for a wide range of business purposes
Time To Get Funded:
Within 24 Hours
Term Loan
A traditional business term loan is a lump sum of capital that you pay back with regular repayments at a fixed interest rate.
- Set payment structure
- Suitable for a wide range of business purposes
- Lower monthly payments than
- Longer payment terms than short-term loans
Business Line
Of Credit
With a business line of credit, you can borrow up to a maximum credit limit and only pay interest on the amount of capital that you borrow from your credit line.
- Only pay interest on funds drawn
- Capital is available when needed
- Capital is available when needed
- Bad credit is accepted
- Excellent way to build your credit score
Business Loan
Consolidation
Do you have an existing loan? Maybe even a few? Not to worry. American Funding proudly offers business loan consolidation. As direct lenders, we can easily consolidate your business loans and offer a much lower interest rate.
Why You’ll Love Us
Become one of the many businesses who love our working capital loans
Gary Fisher
Gary Fisher
Expertly Trained
Our intensive training equips your loan specialist with the knowledge they need to assess your unique business.
We’re Here for You
Here and happy to serve you, your loan specialist swiftly responds to calls and emails, so you never have to wait long.
Ready for Anything
Your business loan specialist is prepared to work with over 700 different industries. No company is too niche for American Funding Services.
