Bank-statement loans allow business owners to qualify for funding based entirely on the cash flow shown in their business bank account.
If your business has consistent monthly deposits and strong revenue, you can qualify for funding without tax returns, financial statements, or traditional loan requirements.
This program is ideal for companies with steady deposits that want a streamlined, no-hassle approval process.
Approval based on monthly deposits
Only business bank statements required
No credit-based underwriting
No SBA or government loan requirements
Funding available in 24–48 hours
Monthly deposit totals
Average daily balance
Revenue consistency
3–6 months of statements
Your business may qualify for significant capital based solely on your deposit history.
Retail
Restaurants
Medical practices
Transportation
Construction
E-commerce
Professional services
If your company deposits $50k to $500k+ per month, you may qualify for same-day bank-statement funding.
Can I get a business loan based on monthly bank deposits?
Yes! We approve based on your average deposits, not your credit score.
Do I need collateral or personal guarantees?
Depends on the strength of your deposits.
How much can I get?
Up to 100% of your average monthly deposits — typically from $75,000 to $500,000.
How long does approval take?
Most businesses receive an approval in less than 48 hours.
What are revenue-based business loans?
Revenue-based business loans are just another name for deposit-based business loans.
What is the process to get my business funded?
Answer some basic questions and with no impact to your credit score you’ll have an answer and your business funded within 48 hours. You are in the control!
Get business funding based upon your monthly deposits today.
No fees to apply.
Call Today (806) 810-1926
Working Capital Based on Monthly Business Deposits
If your business makes consistent monthly deposits of $50,000 to $500,000 or more, you may qualify for fast working capital based entirely on cash flow—not credit scores or collateral.
Our deposit-based program analyzes your last 3–6 months of business bank statements to determine how much working capital your company qualifies for. Approval is based on revenue trends and deposit volume, making it one of the fastest and most flexible forms of business financing available.
Approval based on monthly deposits
No collateral required
No SBA paperwork or government programs
Same-day or next-day funding available
Flexible terms based on cash flow
Ideal for growing companies with strong revenue
Whether you need to cover payroll, purchase inventory, expand operations, or stabilize cash flow, our deposit-based working capital programs are designed to help you move quickly.
At least $50k/month in business deposits
U.S.-based business bank account
3–6 months of statements
No personal collateral required
Apply in minutes and find out how much working capital your business qualifies for.
Can I get a business loan based on monthly bank deposits?
Yes! We approve based on your average deposits, not your credit score.
Do I need collateral or personal guarantees?
Depends on the strength of your deposits.
How much can I get?
Up to 100% of your average monthly deposits — typically from $75,000 to $500,000.
How long does approval take?
Most businesses receive an approval in less than 48 hours.
What are revenue-based business loans?
Revenue-based business loans are just another name for deposit-based business loans.
What is the process to get my business funded?
Answer some basic questions and with no impact to your credit score you’ll have an answer and your business funded within 48 hours. You are in the control!
Get business funding based upon your monthly deposits today.
No fees to apply.
Call Today (806) 810-1926
