If your business regularly deposits money into your bank account, you’re sitting on an opportunity most owners don’t realize exists — instant working capital. At American Funding Services, we specialize in helping deposit-based businesses unlock the cash they’ve already earned — without the headaches, credit barriers, or slow approvals of traditional banks.
The Power of Bank Deposits
Your daily, weekly, or monthly deposits are more than just numbers on a statement. They’re a proof of consistency — and that consistency is what lenders care about most. Whether you’re a restaurant, auto shop, retailer, medical clinic, or e-commerce brand, steady deposits show that your business is active, earning, and ready for more growth.
No Collateral. No Long Waits. No Stress.
Unlike banks that ask for years of tax returns, personal guarantees, and mountains of paperwork, American Funding Services uses real-time deposit activity to qualify you. We believe in your cash flow, not your credit score.
Typical Approvals in 24–48 Hours
Businesses who work with us often receive approvals in as little as one business day — sometimes the same day. Whether you need to cover payroll, inventory, advertising, or expansion costs, we help you get the funds you need when you need them.
Use Your Deposits to Your Advantage
You’ve already proven your revenue. Now let’s put it to work for you.
👉 Apply today at americanfundingservices.com and discover how your next deposit could unlock up to 3x your monthly cash flow.